How to Make Cash Send with Capitec

Are you wondering “how to make cash send with Capitec?” This guide provides a detailed step-by-step process to help you transfer money effortlessly using Capitec’s various methods. Whether you prefer using the app, USSD, or internet banking, we’ve got you covered.

Sending cash using Capitec is a convenient way to transfer money to anyone in South Africa, even if the recipient does not have a bank account. This guide will walk you through the steps to make a cash send with Capitec using their app, USSD, and internet banking.

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Methods to Send Cash with Capitec

Using the Capitec App

  1. Open the Capitec App: Start by opening the Capitec app on your mobile device and logging in with your credentials.
  2. Tap on “Transact”: From the main menu, tap on the “Transact” option.
  3. Select “Send Cash”: Choose the “Send Cash” option to initiate the transaction.
  4. Choose the Account: Select the account from which you want to send the money.
  5. Enter the Amount: Input the amount you wish to send.
  6. Create a Secret Code: Generate a 4-digit secret code that the recipient will use to collect the cash.
  7. Confirm the Transaction: Read and accept the terms and conditions, then tap “Yes” to confirm the transaction.
  8. Share the Details: You will receive an SMS with a reference number. Send this reference number and the secret code to the recipient via a separate message.

Using USSD Code

  1. Dial *120*3279#: On your mobile phone, dial *120*3279#.
  2. Reply 9: Follow the prompts by replying with 9.
  3. Accept Terms and Conditions: Accept the terms and conditions.
  4. Select “From” Account: Choose the account from which you want to send money.
  5. Enter the Amount: Specify the amount you wish to send.
  6. Create a Secret Code: Create a 4-digit secret code for the recipient to use.
  7. Enter Mobile Banking PIN: Input your mobile banking PIN to confirm the transaction.

Using Internet Banking

  1. Sign In: Log into your Capitec internet banking account.
  2. Navigate to Payments: Go to the payments section and select “Send Cash.”
  3. Select the Account: Choose the account from which the funds will be sent.
  4. Enter the Amount: Specify the amount of money to send.
  5. Create a Secret Code: Generate a 4-digit secret code.
  6. Confirm the Transaction: Complete the transaction by approving it via the app if required. Share the reference number and secret code with the recipient.

Cost and Limits

  • Cost: Sending cash using Capitec costs between R8 and R16, depending on the amount.
  • R40 – R1,000: R8
  • R1,010 – R3,000: R16
  • Limits:
  • App and Internet Banking: Up to R3,000 per transaction, with a daily limit of R5,000 and a monthly limit of R24,999.
  • USSD: Up to R1,000 per transaction, with a daily limit of R1,000 and a monthly limit of R24,999.
Final Thoughts on How to Make Cash Send with Capitec
Final Thoughts on How to Make Cash Send with Capitec

Final Thoughts on How to Make Cash Send with Capitec

Sending cash using Capitec is a straightforward process whether you use their app, USSD, or internet banking. Always ensure you securely share the reference number and secret code with the recipient. By following these steps, you can transfer money conveniently and securely across South Africa.

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