Fees for Bank Windhoek EasySave Accounts

This article aims to provide a comprehensive overview of the fees for Bank Windhoek EasySave Accounts. Bank Windhoek offers EasySave Accounts with various fees and charges. Whether you are considering opening or already have this type of account, understanding these charges can help you make informed decisions about your finances.

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Fees for Bank Windhoek EasySave Accounts
Fees for Bank Windhoek EasySave Accounts

Account Maintenance Fees for Bank Windhoek EasySave Accounts

Opening of Account

  • Opening an EasySave Account is free of charge. This means customers can easily start saving without any initial costs involved.

Closing of Account

  • Closing an EasySave Account is also free. Customers have the flexibility to close their account without incurring any fees.

Account Management Fees for Bank Windhoek EasySave Accounts

  • Managing an EasySave Account does not attract any account management fees. Bank Windhoek provides this service free of charge.

Minimum Balance

  • An advantage of the EasySave Account is that there is no minimum balance requirement. Customers do not need to maintain a specific amount in their account.

Deposit Fees for Bank Windhoek EasySave Accounts

Cash deposit (In-branch and at ATM)

  • Bank Windhoek allows customers to deposit cash for free at both their branches and ATMs. This convenient option encourages regular saving habits.
Withdrawal Fees for Bank Windhoek EasySave Accounts
Withdrawal Fees for Bank Windhoek EasySave Accounts

Withdrawal Fees for Bank Windhoek EasySave Accounts

At Own ATM

  • For the first three monthly withdrawals at Bank Windhoek’s ATMs, there are no fees. After the initial three withdrawals, a fee of N$9.39 per transaction applies.

At Other Bank’s ATM

  • When customers withdraw cash from another bank’s ATM using their EasySave Account card, they are charged N$5.60 plus N$13.70 per N$500.00. The maximum fee per transaction is N$35.00.

International ATM

  • International ATM withdrawals attract a fee of N$12.98 per N$300.00, with an additional charge of N$41.34.

At Branch Counter

  • If customers prefer to withdraw cash at a Bank Windhoek branch counter, they will be charged N$35.00 per transaction.
Balance Enquiries and Statements (Fees for Bank Windhoek EasySave Accounts)
Balance Enquiries and Statements (Fees for Bank Windhoek EasySave Accounts)

Balance Enquiries and Statements (Fees for Bank Windhoek EasySave Accounts)

Balance Enquiry at Bank Windhoek ATM

  • Enquiring about the account balance at a Bank Windhoek ATM is free of charge. Customers can easily keep track of their funds without any associated costs.

Balance Enquiry at Other Bank’s ATM

  • When customers check their EasySave Account balance at another bank’s ATM, a fee of N$4.80 applies.

Balance Enquiry at Bank Windhoek Branch

  • Similarly, customers can enquire about their account balance at a Bank Windhoek branch without any fees.

Mini Statement at Bank Windhoek ATM

  • Bank Windhoek provides the option to obtain a mini statement at their ATMs free of charge. This enables customers to review recent transactions.

Provisional Statement at Bank Windhoek Branch

  • If customers require a more detailed account statement at a Bank Windhoek branch, a fee of N$31.56 is charged.

E-statement

  • Bank Windhoek offers the convenience of e-statements free of charge. Customers can access their transaction history electronically, eliminating the need for paper statements.

Printing and Certifying Monthly Bank Statement

  • Should customers require a printed and certified monthly bank statement, a fee of N$1.00 per page applies.
illustration showing credit card functions for different payments
Card Fees for Bank Windhoek EasySave Accounts

Card Fees for Bank Windhoek EasySave Accounts

First Issue of Card

  • When customers initially receive their EasySave Account card, there is no charge. Bank Windhoek provides the first card issuance free of cost.

Card Fee per Month

  • To cover the maintenance and administration costs, Bank Windhoek charges a monthly fee of N$7.12 for the EasySave Account card.

Card Protection per Month

  • Customers have the option to protect their EasySave Account card for a cost of N$3.55 per month. This added security feature helps safeguard against unauthorized use.

Replacement of Lost/Damaged Card

  • In the unfortunate event of a lost or damaged card, Bank Windhoek charges N$185.00 to issue a replacement card.

This guide provides an extensive overview of the fees associated with Bank Windhoek’s EasySave Accounts. Understanding these charges can assist customers in making informed decisions and managing their finances effectively. With no account maintenance fees, no minimum balance requirements, and various free services, the EasySave Account offers a cost-effective solution for those looking to save. It is essential to consider these fees when evaluating the benefits of this account and how it aligns with individual financial goals.

Frequently Asked Questions about Fees for Bank Windhoek EasySave Accounts
Frequently Asked Questions about Fees for Bank Windhoek EasySave Accounts

Frequently Asked Questions about Fees for Bank Windhoek EasySave Accounts

1. Are there any fees for opening an EasySave Account?

  • No, opening an EasySave Account is free of charge. Customers can easily start saving without any initial costs involved.

2. Is there a minimum balance requirement for the EasySave Account?

  • No, the EasySave Account does not have a minimum balance requirement. Customers do not need to maintain a specific amount in their account.

3. What are the fees for cash deposits into an EasySave Account? (Fees for Bank Windhoek EasySave Accounts)

  • Bank Windhoek allows customers to deposit cash for free at both their branches and ATMs. This convenient option encourages regular saving habits.

4. Are there any fees for withdrawing cash from the EasySave Account at Bank Windhoek ATMs?

  • For the first three monthly withdrawals at Bank Windhoek’s ATMs, there are no fees. After the initial three withdrawals, a fee of N$9.39 per transaction applies.

5. How much does it cost to withdraw cash from another bank’s ATM using the EasySave Account card?

  • When customers withdraw cash from another bank’s ATM using their EasySave Account card, they are charged N$5.60 plus N$13.70 per N$500.00. The maximum fee per transaction is N$35.00.

6. What are the fees for international ATM withdrawals? (Fees for Bank Windhoek EasySave Accounts)

  • International ATM withdrawals attract a fee of N$12.98 per N$300.00, with an additional charge of N$41.34.

7. Are there any fees for checking the account balance at Bank Windhoek ATMs?

  • No, enquiring about the account balance at a Bank Windhoek ATM is free of charge.

8. What is the fee for obtaining a mini statement at Bank Windhoek ATMs?

  • Bank Windhoek provides the option to obtain a mini statement at their ATMs free of charge.

9. How much does it cost to obtain a more detailed account statement at a Bank Windhoek branch?

  • If customers require a more detailed account statement at a Bank Windhoek branch, a fee of N$31.56 is charged.

10. Are there any fees for e-statements? (Fees for Bank Windhoek EasySave Accounts)

  • No, Bank Windhoek offers the convenience of e-statements free of charge. Customers can access their transaction history electronically, eliminating the need for paper statements.

11. What are the fees associated with the EasySave Account card?

  • The first issuance of the EasySave Account card is free. However, there is a monthly fee of N$7.12 for card maintenance and administration. Customers also have the option to protect their card for N$3.55 per month.

12. How much does it cost to replace a lost or damaged EasySave Account card?

  • In the event of a lost or damaged card, Bank Windhoek charges N$185.00 to issue a replacement card.

These FAQs provide answers to common questions regarding fees and charges for Bank Windhoek’s EasySave Accounts. Customers can use this information to understand the costs associated with the account and make informed decisions based on their financial needs.

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